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Are the extra insurance packages worth it?

This is a discussion on Are the extra insurance packages worth it? within the CLA Purchasing forums, part of the Mercedes-Benz CLA Forum category; Don't pre-pay for sh**... pay as you go....

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Thread: Are the extra insurance packages worth it?

  1. #21
    Pro Clallan's Avatar
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    Don't pre-pay for sh**... pay as you go.
    2014 CLA45 AMG (Jupiter Red, Night, Exhaust, Premium, MM, MBTex w/ Recaro Seats, BSA, AMG steering wheel) -
    Ordered Nov 2013; Delivered April 2014. Engine Builder: Sylvio Muller

    2012 Subaru Forester
    2010 Volvo XC60
    2006 Subaru Impreza WRX
    1997 Toyota Camry
    1996 VW Jetta
    1989 Mercedes 560SL
    1986 Mercedes 560SEL
    1983 Mercedes 300D Turbodiesel

  • #22
    Regular coder's Avatar
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    Almost, but not quite perfect advice:

    If you pay as you go, it will almost certainly cost more than if you prepay
    maybe you get a coupon?). I say, if that is an option for you, do it yourself.
    It is easier than you think.

    Come to think of it, I never got a coupon offer from the dealer to bring me back in.

  • #23
    Newbie RoadhouseSEC's Avatar
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    Hi guys, new to the forum! Everyone has made very valid but different points which is understandable considering all of our different experiences. I can say that for my Escalade, the package paid for itself! Hands down. I had a ton of oil and engine work done and didn't have a problem with it. Also had the engine mounts covered and some other stuff I can't think of as I type this. Like any insurance you can roll the dice but if and when it breaks, if you don't have the cash and the right mechanic, you're in trouble. So for my CLA I have the warranty. It's $3K for 3 years. I hated buying it but I know that for me to have to source parts, be out of a car while my mechanic is fixing it, dealing with rental cars, and so on, I don't have the time or the ability to deal with it. My biggest caveat is these warranties are covered by the biggest scumbag administrators who actually service them.
    IF you have an awesome relationship with your dealer and they are reputable, they will go to bat for you b/c they are your "provider." Otherwise on your own purchasing these warranties, especially from Endurance, you're dead meat bud.
    GOOD LUCK

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