So let’s just say for an example that you have a 2020 CLA250 that now has 15k miles that you bought brand new, AMG Line w/ Night package, 10.25 screen, heated seats... and for MSRP let’s say 50k after options, taxes, etc. According to KBB, your car would only be worth 30k-33k, 35-40% less than brand new in its first year. If you wanted to trade in your financed car a year later, you’d be 10k-15k upside down (negative equity) driving the normal amount of miles and only having the car only one year. It’s even worse for me driving because I drive 40k-45k miles a year, it would be 50%+ depreciated. I wouldn’t recommend financing this car unless you keep cars long term, leasing is the way to go otherwise. Even worse situation if you don’t have GAP in total-loss. I didn’t see this much depreciation on the first generation. DISCLAIMER: I understand that Luxury cars depreciate more than other cars but this much depreciation in the first year is unbelievable even for a luxury vehicle. This is what most normal cars see in 4-5 years that this car is seeing in 1 year.