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if it's smaller than a credit card they can probably do something to keep it from getting worse, at minimal cost and you can leave the insurance out of it... or if you have comprehensive coverage you can file a claim but they'll probably ask you if it's smaller than a credit card and may not want to pay for replacement...
 

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...Bad news is I have to wait 2-3 weeks for the windshield to arrive here...
Did it arrive and get installed to your satisfaction?
 
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